Atlanta Micro Fund, Inc. (AMF, INC. or AMF), a subsidiary of the Atlanta Housing Association of Neighborhood-Based Developers, provides small business loans and business management assistance programs.
AMF is incorporated in the United States and operates solely in the United States. If you are located outside of the United States, please note that any information you provide to us will be transferred to and processed in the United States. You hereby consent to these transfers.
I. WHAT TYPES OF INFORMATION DO WE COLLECT?
A. Non-Personally Identifiable Information Collected by AMF
AMF collects non-personally identifiable information automatically through the use of electronic tools such as “cookies” and “clickstream data” that are deployed on the AMF website.
In addition, the AMF website may use third-party software to analyze the Web pages that your computer visits while visiting our website. This information, often called ”clickstream data,” is associated with your computer’s Internet protocol (IP) address and includes other information such as the type of browser your computer uses to access the Internet.
We may collect clickstream data to optimize search engine results and may also use clickstream data to analyze which portions of our website draw the most traffic so we can improve performance of our websites.
B. Personally Identifiable Information Collected When Using our Services
AMF may collect certain types of personally identifiable information from you, including but not limited to:
- Telephone number;
- E-mail address;
- Income level;
- Social security number;
- Bank account information;
- Credit report information;
- Age; and
- Date of birth
We may collect this personally identifiable information at various times, such as:
- When you visit the AMF websites and if you make any inquiries through the AMF website;
- If you request information about a small business loan, business management assistance programs, or other services that we offer;
- If you fill out an AMF registration form or application to receive AMF services;
- If you receive a small business loan, business management assistance, or other services that we offer;
- If you make a contribution to AMF through our website or through any third party website that enables you to make a contribution to AMF; or
II. HOW DO WE USE PERSONALLY IDENTIFIABLE INFORMATION THAT WE COLLECT ABOUT YOU?
We use information that we collect about you for various reasons, including:
- to provide information about services that you inquire about with AMF;
- to provide and deliver services that you have requested from AMF;
- to assist in fulfilling requests that you have made;
- to provide you with information about AMF events, programs, and services that may be of interest to you;
- to respond to other inquiries that we receive from you about AMF; and
- to operate and maintain the AMF website.
III. WITH WHOM DO WE SHARE THE INFORMATION WE COLLECT?
AMF may share personally identifiable information with others such as:
- third-party service providers who provide technical support for the operation of the AMF website;
- third-party service providers who otherwise assist us in providing services that you have requested;
- to law enforcement authorities, government agencies, courts, or interested parties in litigation, when we believe in good faith that the law requires it and/or if compelled to do so;
- to law enforcement authorities when we deem it necessary or appropriate to provide such information;
- to debt collectors, payment processors, consumer reporting agencies and/or government agencies in connection with payments you may owe to us or to otherwise protect our rights;
- to another business or organization in the course of a sale to or merger with such business or organization; or
- to another business, court, organization, or interested party in the event of a bankruptcy proceeding, in which case the information about you would be among our assets shared or transferred.
IV. HOW CAN YOU MAKE CHOICES ABOUT THE INFORMATION WE COLLECT ABOUT YOU?
You can always choose not to submit any personally identifiable information to AMF.
If you do not wish to receive communications from AMF about our products, services, and features, you can unsubscribe to our e-mails. We will include an opt-out link or reply address in each such e-mail. After unsubscribing, you will be removed from our database. Please allow us up to 10 business days to process your request. After unsubscribing, you may still receive messages about the status of your account, to resolve technical issues, or to confirm a new registration with us.
Please note that if you do choose not to provide us with personally identifiable information, you may not be able to obtain services that we offer or take advantage of various features on the AMF website.
V. LINKS TO OTHER (THIRD PARTY) WEBSITES
VI. HOW DO WE SECURE YOUR PERSONALLY IDENTIFIABLE INFORMATION?
To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of the personally identifiable information we collect, we have implemented physical and administrative procedures. These measures are based on commercially reasonable standards that similar organizations use. No data, however, can be guaranteed to be 100% secure at all times. Thus, although we have implemented security measures to protect your personal information, we cannot guarantee or warrant the security of such information.
The AMF website is not directed to children, and AMF does not knowingly collect or solicit personally identifiable information from or about children under 13. If we discover that we have received any personally identifiable information from a child under 13, we will delete such information from our servers and records promptly. If you believe AMF is storing or has collected any personally identifiable information pertaining to anyone under 13, please let us know promptly by sending an email to email@example.com.
IX. GOVERNING LAW
You agree that any action at law or in equity arising out of or relating to this Agreement or any AMF services shall be filed only in the state or federal courts in and for Atlanta, Georgia, and you hereby consent and submit exclusively to the personal jurisdiction of such courts for the purposes of litigating any such action. Either AMF or you may demand that any dispute or claim between AMF and you must be settled by arbitration utilizing the dispute resolution procedures of the American Arbitration Association (”AAA”) in Georgia. Both parties hereby acknowledge and agree to submit exclusively to the jurisdiction of the AAA in Atlanta, Georgia to resolve the applicable dispute or claim if arbitration is demanded. An arbitration demand, however, shall not prevent either party from seeking injunctive relief in a court of competent jurisdiction.
X. HOW TO CONTACT US